Picking MTD software for self-assessment
Making Tax Digital for Income Tax means most sole traders need HMRC-recognised software to file quarterly. The tools below all do that, but they differ wildly on price, complexity and how much accounting knowledge they assume. These comparisons cut through the marketing so you can pick the right fit. TapTax is HMRC-recognised.
For the whole market rather than a head to head, browse the MTD software directory, every product on HMRC’s list graded and filterable, or read what we found when we graded all 144 of them.
All 42 comparisons
Pick a comparison for a detailed breakdown of features, pricing and MTD support.
TapTax head to head
Round-ups and other comparisons
- Bank Free MTD Tools Compared
- Best CIS Accounting App
- Best MTD Software for Foreign Property Landlords
- Best MTD Software for Sole Traders
- Best QuickBooks Alternative for UK Sole Traders
- Best Xero Alternative for the Self-Employed
- FreeAgent Alternatives Without NatWest
- FreeAgent vs QuickBooks Self-Employed
- Genuinely Free MTD Software
- Sage Alternatives for MTD Income Tax
- Xero vs QuickBooks for UK Sole Traders
Frequently asked questions
What is the best MTD software for sole traders?
The best MTD software depends on your needs. If you want the cheapest, simplest way to meet Making Tax Digital requirements without learning full accounting software, TapTax is built specifically for sole traders. Heavier tools like QuickBooks, Xero and Sage offer broader bookkeeping features but cost more and have a steeper learning curve.
Is TapTax cheaper than QuickBooks or Xero?
Yes. TapTax has a free plan with no card required, and paid tiers start at £4.99/month. QuickBooks and Xero sole trader plans typically start higher and increase once introductory discounts end. See the individual comparison pages for current pricing.
Do all these tools connect to HMRC for Making Tax Digital?
MTD for Income Tax requires HMRC-recognised software to submit quarterly updates. QuickBooks, Xero, Sage, FreeAgent and most modern tools support this. TapTax is HMRC-recognised. The differences are in price, ease of use, bank connectivity and how much accounting knowledge they assume.
Can I switch from QuickBooks or Xero to TapTax?
Yes. TapTax imports your bank statements by CSV, so you do not need to migrate a full chart of accounts. You start tracking income and expenses straight away and submit your next quarterly update from TapTax.
Skip the spreadsheet.
TapTax imports your bank statements, categorises expenses automatically and submits quarterly updates to HMRC. Free plan, no card required.
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