Making Tax Digital,
finally done in a tap.
TapTax is the HMRC-recognised tax app for UK sole traders. Track income and expenses, scan receipts, and file your quarterly updates and Self Assessment straight to HMRC. From your phone, from £0.
A short animation of the TapTax app: importing a bank statement, scanning a receipt, seeing your tax estimate update, and filing a quarterly update to HMRC in one tap.
- MTD-compatible
- Bank-level encrypted
- Files straight to HMRC
- Built for quarterly updates
01The rule
Quarterly.
4 updates a year. Straight to HMRC.
What is Making Tax Digital for Income Tax?
Making Tax Digital for Income Tax is HMRC's new way of filing. Instead of one return a year, you keep digital records and send HMRC four quarterly updates, then confirm the year with a final declaration. TapTax keeps the records HMRC requires and files each update for you.
- Keep digital records of your income and expenses
- Send four quarterly updates to HMRC
- File a final declaration by 31 January, in place of the old Self Assessment return
Making Tax Digital for Income Tax: what changes and when
It comes down to your qualifying income: self-employment and property income before expenses. HMRC is bringing it in over three years, starting with the highest earners.
From April 2026In force
Over £50,000
Self-employed people and landlords with qualifying income over £50,000. Four quarterly updates to HMRC, plus a final declaration.
From April 2027
Over £30,000
Extends to qualifying income over £30,000.
From April 2028
Over £20,000
Extends to qualifying income over £20,000.
02The problem
Self Assessment shouldn't mean a shoebox and a January panic
Making Tax Digital makes it bigger: once your qualifying income crosses the threshold, you file four quarterly updates to HMRC, not one return a year. TapTax turns all of it into a few taps for UK sole traders. Import your bank statement, let AI sort your transactions, snap receipts as you go, and file when HMRC asks. No spreadsheets, no jargon, and no accountant bill unless you want one.
Bloated software
You need 5 features, not 200. Why pay for, and wade through, tools built for accountants?
Overpriced for what you need
Competitors charge £12 to £35 a month for features you will never use. TapTax starts at £4.99.
The deadline is real
Since April 2026, HMRC requires quarterly digital submissions. No more shoeboxes of receipts. No more paper.
Not built for mobile
You're on-site, not at a desk. Yet most tax software still feels like a desktop spreadsheet.
No idea what you owe
Most sole traders don't know their tax position until January. By then it's too late to plan, save, or avoid a nasty surprise bill.
Lost receipts, lost money
Every crumpled receipt and missed expense is tax relief you will never reclaim. The average sole trader misses over £400 in allowable deductions every year.
Not anymore.
Tap.File.Done.
03How it works
From bank statement to HMRC, in one app.
From the first transaction to the final declaration, TapTax handles the whole year. No spreadsheets, no jargon, no accountant bill unless you want one.
01 / Import
Import your bank statement
Download a CSV from Barclays, HSBC, Monzo or any major UK bank and upload it. Columns are matched for you, and overlapping statements never double count. Direct bank sync is coming soon.
02 / Sort
AI sorts every transaction
TapTax suggests the right HMRC category for each transaction. You confirm business or personal with one tap, and your books stay clean.
03 / Snap
Snap receipts on the go
Photograph a receipt and TapTax reads the vendor, total and date, then keeps it as an HMRC-ready digital record.
04 / Know
Your live tax estimate
See your income tax, National Insurance and take-home pay update as money moves, so the bill is never a January surprise.
Try the calculators05 / File
File to HMRC in a tap
Check your totals, tap once, and your quarterly update or year-end final declaration goes straight to HMRC.
04The launch film / 45s
A whole quarter, in 45 seconds.
Every screen in the film is the real TapTax app: import your statement, snap a receipt, watch your tax update live, then send your quarterly update to HMRC in one tap.
What happens in the film
- The date 06.04.2026: Making Tax Digital is here.
- Quarterly: four updates a year, straight to HMRC.
- Every receipt, every quarter, with four deadlines a year.
- Not anymore. The TapTax logo: Tap. File. Done.
- Import: your bank statement, imported, with presets for 16 UK banks. Bank sync coming soon.
- Snap: snap a receipt and AI sorts it.
- Know: your tax, live. Estimated take-home pay £32,868.20.
- File: one tap, straight to HMRC. Filed successfully.
- Everything Making Tax Digital needs, in your pocket.
- Making Tax Digital, finally done in a tap. Start free at taptax.co.uk, from £0, no card required.
05Why TapTax
Everything you need to file. Nothing you don't.
Built for UK sole traders who want to do their tax and get back to work.
Quarterly MTD filing
Send your four Making Tax Digital updates to HMRC in a tap, on time, every time.
Self Assessment, sorted
File your year-end Self Assessment from the same app you use all year.
Snap-and-go receipts
Receipt scanning turns photos into tidy, HMRC-ready digital records instantly.
AI expense categorisation
AI sorts every transaction into the right tax category so your books stay clean.
Live tax estimate
See what you owe in real time, so the bill is never a surprise.
Optional human review
On the Reviewed plan, an accountant checks your numbers before you file.
In your pocket.
Bank statement import
Import your bank statement in minutes.
Download a CSV statement from your banking app, upload it to TapTax and your transactions arrive ready to sort. No retyping, no spreadsheets. TapTax sorts income from expenses so your quarterly MTD updates are ready to file.
Presets for 16 UK banks
Columns are matched for you. Any other bank works with a quick one-off mapping.
No double counting
Upload an overlapping statement and TapTax skips the transactions it already has.
Bank sync coming soon
Direct, read-only bank connection is on the way. CSV import is free on every plan.
Statement presets for major UK banks
Don't see your bank? Any UK bank's CSV statement works with a quick column match.
Free tax code checker
Are you on the
wrong tax code?
5.6 million UK workers overpay HMRC every year. The average refund is £625. Check yours free in 60 seconds.
No signup required • Covers all UK tax codes • 2026/27 rates
06Free tools
Free UK tax calculators, no sign-up needed
Work out exactly what you owe before you file. Every calculator is free, instant and built on the latest 2026/27 HMRC rates.
- Sole trader taxIncome tax + Class 4 NI
- Capital gains taxOn shares, crypto and property
- Dividend tax2026/27 rates and allowance
- Rental income taxLandlord profit after costs
- CIS subcontractorTax deducted and refund due
- Mileage allowanceHMRC approved per-mile rates
- VATAdd or remove 20% VAT
- Salary / take-homePAYE pay after tax and NI
- Salary vs dividendsThe tax-efficient split
- IR35Inside vs outside take-home
- Sole trader vs limitedWhich structure pays less
- Quarterly MTD plannerPlan your four updates
07Built for your trade
Built for your line of work
Whatever you do, the tax rules are different. We have plain-English guides and the right expense categories for 270+ self-employed trades.
Your tax companion
We are with you all the way.
Tax does not have to be stressful. Start free, stay in control, and call in a human whenever you want the reassurance of a second pair of eyes.
Free to start, cancel anytime
Open a free account with no card and no commitment. Track your income, expenses and live tax estimate forever, and upgrade only if you need to. Cancel whenever you like.
Plain English, no jargon
We explain what is allowable, what is not, and what HMRC actually needs from you in plain English. Bite-sized explainers and smart reminders, not a textbook.
A human on hand if you want one
Prefer a second opinion? On the Reviewed plan an accountant checks your figures before you file. UK-built and honest about what we can and cannot do.
08Security and privacy
Your data stays yours
TapTax is built privacy-first, on UK and EU infrastructure, with no selling of your data, ever.
No bank login needed
You import transactions from a CSV statement, so TapTax never sees your bank login and can never move your money.
Bank-level encryption
Your data is encrypted in transit and at rest. We never see or store your banking login.
Files straight to HMRC
Submissions go directly to HMRC's Making Tax Digital service over a secure connection, with the fraud-prevention checks HMRC requires.
GDPR and you in control
Export or delete your data whenever you want. We will never sell it.
09Simple pricing
Start free. Upgrade only if you need to.
No setup fees, no surprises, cancel anytime. Billed monthly, or save with annual.
Save up to 18% with annual billing
Free
Get started, no card needed
- Digital records and HMRC connection
- Manual entry and CSV bank-statement import
- Tax estimate dashboard
- 1 quarterly submission
- Up to 3 invoices
- Receipt scanning, 5 a month
Starter
Billed monthly
- Everything in Free
- AI expense categorisation
- Receipt scanning, 50 a month
- All quarterly submissions
- Unlimited invoicing
- Bank connection with daily sync Coming soon
Pro
Billed monthly
For every income you have, not just the trade.
- Everything in Starter
- Property income, UK and overseas
- Filing for all of your businesses
- Other income, from dividends to savings
- Tax reliefs
- Loss claims
- Year-end adjustments
- Mileage tracking at HMRC rates
- Receipt scanning, 500 a month
Reviewed
Billed monthly
- Everything in Pro
- Accountant check each quarter
- Year-end final-declaration review
Reviewed vs a one-off review
At £149/year, Reviewed costs about the same as a single one-off review elsewhere, but you get an accountant partner check every quarter, every year, plus a year-end review before you file. Same price, far more cover.
Reviewed vs a monthly bookkeeper
Bookkeeping bundles run £29 to £49 a month. Reviewed is review-only: you keep your own books on AI-categorised, bank-fed data, and an accountant partner just checks and signs off, so it lands at roughly a third of the price.
Reviewed includes a check on your figures by an independent accountant partner. The partner reviews and signs off; you keep your own HMRC connection and file the MTD-compatible submission yourself. The year-end review is included on the annual plan or after 3 paid months.
10Why TapTax?
See how we compare
We built TapTax to do one thing exceptionally well: make MTD compliance dead-simple for sole traders. Here's how we stack up.
Feature
TapTax
Best valueXero
QuickBooks
FreeAgent
TapTax
Best valueXero
11Get started
Up and running in three simple steps
Whether you are coming from spreadsheets, an accountant, or another app, TapTax keeps Making Tax Digital simple, from sign-up to your first filing.
Step 01
Create your free account
Sign up in a couple of minutes, no card required. Your free plan tracks income, expenses and a live tax estimate from day one.
Step 02
Import your bank statement and transactions
Upload a CSV from Barclays, HSBC, Monzo or any major UK bank. TapTax imports your transactions and AI sorts them into the right tax categories. Bank sync is coming soon.
Step 03
File your quarterly update to HMRC
Review your numbers and tap submit. TapTax sends your Making Tax Digital update straight to HMRC, on time, every time.
- Start freeCompare TapTax vs the rest
Next quarterly update due
7 November 2026
For the standard quarter 6 July to 5 October.
Get set up in minutes and file your next quarter without breaking a sweat.
Tap.File.Done.
File your Making Tax Digital updates the simple way. Why spend hours on something that should take minutes? Free to start, no card needed.
- Free to start
- HMRC-recognised
- Built for your phone
- No card needed